I started off my research career in a reputed Institute after my Post graduation. I struggled but no success. I was terminated from the Institute. I joined as an Officer in a Government Organization. My career was somewhat progressing with snail pace without due acknowledgement. I developed my working environment and my subordinate very well. But I got delayed promotion. Now I underwent a debacle on the financial status. Though I am working as a respectable Officer my financial status is pathetic. I run into lot of debts and I don’t know How to set right. I resorted some spiritual healing spending lot of money. but no returns. I am still deep and deep into crisis. I heard people in my situation committ suicide. But I can’t dare do that also. Any advice please.