i have a 4000 pound debt that i want to consolidate yet i cant see to be able to get aloan anywhere.
People have suggested debt management but im worried about not being able to get a mortgage ect as its classed as a referal.
Also i have just been had by one of those companies that say they are giving you a koan and take an admin fee off you only to then not give you the loan at all.
Thank you for any help.x.
FINANCIAL ADVICE ANYONE?